CDHP Medical Plans
The CDHP plans combine PPO coverage with a tax-advantaged Health Savings Account (HSA) that is generously funded by the Company.
Like traditional medical plans, CDHPs have an annual deductible and coinsurance (the percentage that you and the plan both pay for covered expenses). All the plans use the same PPO network and have the same prescription drug coverage.
The consumer feature comes from having a health account. The purpose of the health account is to help you pay for eligible medical expenses you would normally pay out of your own pocket. You will receive a Health Savings Account (HSA) if you meet the HSA eligibility requirements. If you're not eligible for an HSA, the Company will establish a Health Reimbursement Account (HRA) for you instead.
Canon Medical Systems offer three CDHPs through Aetna: