How Your Benefits Support Wellness

How Your Benefits Support Wellness

Here are great ways that your Company benefits can help you live a healthier and wealthier life.

Physical

Chronic diseases don't happen overnight. They often result from decades of unhealthy living. Making healthy lifestyle choices isn't always easy, but eating right, not smoking, getting enough exercise, and getting regular preventive care today is well worth the effort if it helps prevent a chronic disease in the future.

Here’s how your Company benefits support your physical well-being:

• Schedule an annual physical/wellness checkup with your doctor, and Canon Medical Systems picks up the entire bill when you use network providers in a Company medical plan. This is one of the best ways to identify health risks early, and fend off future medical conditions and financial burdens. 
• Follow the recommended preventive care guidelines for your age as prescribed by your doctor. And keep in mind that the Critical Illness Plan pays you money for getting qualifying health tests and recommended mammograms.
• Get regular dental exams and cleanings. With the Company dental plan, your deductible is waived for preventive care. Unlike most dental plans, these services don’t count toward the plan’s annual maximum benefit, so your dental benefits go farther.

CMSU's Health360 wellness program also supports your physical health and well-being:

• Participate in the health screenings and health questionnaire that are part of our Annual Wellness Incentive. They give you important information about your health—and you can earn Health360 wellness incentive rewards.
• Increase your exercise. Getting 30 minutes of physical activity a day can reduce risks of obesity, cancer, stroke, diabetes, and many other illnesses. Plus, you can earn Rewards Cash for being active.
• Quit smoking with the Quit For Life program. You’ll save up to $5 a day and live long enough to see retirement. You can also earn Rewards Cash for completing four Quit For Life coaching calls.

Emotional

When it comes to living up to your potential, don’t miss out on important benefit plans that can help boost your emotional health.

Vacation and sick leave

No one is immune from getting exhausted or stressed out – even if they love their job. When you take the time to relax and reenergize, you’ll be healthier, more rested, and more productive at work and in life. Use your vacation time to travel, relax, volunteer in your community, attend to personal business – however you see fit to use it. And don’t overlook the importance of staying home when you’re sick. Not only will you get the rest you need to recover, but you’ll also avoid spreading your illness to others.

Learn more about vacation and sick leave. 

Employee Assistance Program

When you’re ready for a check up from the neck up, check out the Employee Assistance Program (EAP). The EAP is there to help you deal with the little things that bother you as well as more serious issues. Here are just a few reasons to call the EAP:

• You’re stressed out from work.
• You’re going through a divorce.
• You have too much debt.
• You want help creating a monthly budget.
• You need to find care for an ailing parent or loved one.

Learn more about about the Employee Assistance Program. 
Visit the Lyra EAP website.

Financial

According to experts, over the next 19 years, more than 10,000 baby boomers a day will turn age 65. And they aren’t saving enough to retire. That’s why it’s so important to plan for your long term needs now and not just focus on the short term.

Consider these benefits as you plan for your future financial health:

• Contribute the maximum to your 401(k) Savings Plan. At a minimum, make sure you are contributing at least 8% of your pay so you can receive the full Company matching contribution. In addition to the Company matching contribution, the Company may make a discretionary contribution, generally 0% to 3% of your pay, to your account after the end of the calendar year. 
• Contribute the maximum to your Health Savings Account (HSA) if you’re enrolled in a Company medical plan with an HSA. People are living longer, and health care costs continue to climb. Health Savings Accounts help people save for future health care expenses in retirement. And the amount of those health care expenses may be surprising. According to the Employee Benefits Research Institute, a 55-year-old man with typical drug expenses needs to have about $187,000 just to cover future medical costs and supplement Medicare coverage. Because of greater longevity, a 65-year-old woman is estimated to need $213,000.
• Use a flexible spending account to pay for eligible health care and dependent day care expenses with tax-free dollars. The flexible spending accounts consist of two tax-advantaged accounts: a Limited Health Care FSA and a Dependent Care FSA. These accounts help you stretch your budget for health care and dependent care expenses by paying for eligible expenses with tax-free dollars.

Don’t leave money on the table

Many of our benefit plans offer great tax benefits and, in some cases, free money. All together, they add up to a significant financial boost. It’s up to you to take advantage of them.