Long Term Disability
The Long Term Disability (LTD) Plan provides long-term income replacement for eligible employees who have an extended period of disability.
For disabilities that last longer than 52 weeks, LTD coverage will provide a benefit once your short term benefit ends. LTD coverage is paid for entirely by the Company. You do not need to enroll—you automatically receive LTD coverage when you start full-time employment with Canon Medical Systems. The LTD benefit is based on the amount you earned before your disability began. In some cases, you can receive disability benefits even if you work while you are disabled.
Lincoln Financial is the claims administrator for the LTD plan.
This information here is intended to help you understand the plan and how it works. It is not the official Summary Plan Description. To view the complete Summary Plan Description, please reference the Carrier Booklet and CMSU Wrap SPD.