Who's Eligible

Who's Eligible

All regular full-time employees of Canon Medical Systems who are regularly scheduled to work 20 hours or more per week are eligible for optional AD&D insurance.

The following dependents are eligible for coverage:

• Your spouse or domestic partner
• Your unmarried children from birth to age 26 years

Domestic Partners

Your domestic partner is eligible if:

• You have registered your partner with the California Secretary of State, or
• If you have completed and signed a Partner Enrollment Guide with the Company and meet the domestic partner criteria:
  • Neither of you are married to anyone and you are the sole partners of each other,
  • You are both at least 18 years of age,
  • You are not related by blood closer than would bar marriage in your state,
  • You are both mentally competent to consent to contract,
  • You share a common residence,
  • You have lived together continuously for at least 6 months,
  • You are in a committed and mutually exclusive relationship, and
  • You meet any other requirements listed in the Partner Enrollment Guide. Exception: You will not be required to complete and sign the Partner Enrollment Guide if you have registered your domestic partnership with a governmental body authorizing such a registration and you continue to meet the requirements of that registration. You must file a copy of the registration certification with the Company.

Children

A child includes:

• Your natural or adopted child who is dependent on you for support and maintenance
• A child who is placed with you for adoption
• A child who is your stepchild, your domestic partner's child, your foster child, or a child for whom you are legal guardian; the child must be primarily dependent on you for support and live with you in a permanent parent-child relationship
• A child who has an intellectual disability or physical handicap and reaches the maximum age for dependent's insurance, provided you give the insurance company proof that:
  • The child is not capable of self-sustaining employment due to an intellectual disability or physical handicap
  • The child became incapacitated before reaching the maximum age for dependent's insurance
  • The child is chiefly dependent on you for support and maintenance
     

Proof must be provided within 30 days after the date the child reaches the maximum age for insurance and when requested at other times by the insurance company (proof may include a doctor examination at the insurance company's expense).

A dependent does not include individuals living outside the United States, on active military duty, or eligible for coverage as an employee.