Accident and Hospital Insurance

Accident and Hospital Insurance

Accidents and hospitalizations are among the highest-cost medical events and can result in large out-of-pocket expenses. The accident and hospital insurance plans can help you cover your out-of-pocket costs for such expensive medical events. In addition, both of these plans offer an annual wellness benefit.

If you are enrolled in a Company medical plan, you will be automatically enrolled in both plans at no cost to you. If you are not enrolled in a Company medical plan, you will have the option to purchase coverage for yourself. You will also have the option to purchase accident and hospital insurance for your covered dependents regardless of whether they are enrolled in a Company medical plan.

This information here is intended to help you understand the plan and how it works. It is not the official Summary Plan Description. To view the complete Summary Plan Description, please reference the Accident Insurance Carrier Booklet, Hospital Insurance Carrier Booklet, and CMSU Wrap SPD.