STD Benefit Summary

If you are unable to work due to pregnancy or a mental or physical illness or injury, Short Term Disability (STD) benefits replace a portion of your weekly earnings for disabilities that last up to 52 weeks.

Benefit amount (based on income): If you make $62,025.60 or less per year, the weekly benefit is 90% of your basic weekly earnings. If you make $62,025.60 or more per year, the weekly benefit is 70% of basic weekly earnings. The minimum weekly benefit is $50 and the maximum weekly benefit is $4,375.
When benefits begin: on the eighth day of disability.
How long benefits are paid: up to 52 weeks, or sooner if no longer disabled.

Coverage is employee-paid and voluntary. However, if you live in a state that requires state disability insurance, you will have a payroll deduction for the state-mandated coverage.

STD benefits will be reduced by any other disability benefits you may be eligible to receive, such as Social Security, Workers' Compensation, state disability plan, etc. Because you pay for the cost of STD coverage with after-tax dollars, benefits are not taxable when paid to you.