Optional AD&D
Optional Accidental Death and Dismemberment (AD&D) insurance helps you and your family meet financial needs in the event of accidental death or injury.
Optional AD&D insurance is a voluntary employee-paid plan that
is in addition to basic and supplemental AD&D benefits you are eligible to receive. You may enroll for employee-only coverage, or you may enroll yourself and your eligible dependents for family coverage
AD&D insurance provides coverage anywhere in the world, on or off the job, whether traveling on business or for pleasure. However, some accidents are not covered, as described under What's Not Covered.
This information here is intended to help you understand the plan and how it works. It is not the official Summary Plan Description. To view the complete Summary Plan Description, please reference the Carrier Booklet and CMSU Wrap SPD.