Basic and Supplemental
Life/AD&D Insurance
Life and Accidental Death and Dismemberment (AD&D) insurance provides financial protection for you and your family in the event of death or accidental injury. Coverage includes:
- Company-paid basic life insurance—this plan provides life insurance for all eligible employees
- Employee-paid supplemental life/AD&D insurance—this plan allows you to purchase employee supplemental life and matching AD&D insurance for yourself
- Dependent life insurance—this plan allows you to purchase life insurance for your spouse/domestic partner and children
Please note that these insurance plans are "term" insurance. Term insurance is temporary, providing coverage for a specific period of time, and does not build cash value.
This information here is intended to help you understand the plan and how it works. It is not the official Summary Plan Description. To view the complete Summary Plan Description, please reference the Carrier Booklet and CMSU Wrap SPD.