|
Adoption, Contested
To become an adoptive parent.
Trial for three days or less
Trial starting on day four until
completion
In international adoptions, where
a foreign attorney is necessary,
you are eligible to receive
indemnity reimbursement in
addition to the benefits available
in the United States.
|
Paid in full
Paid in full
Paid in full
|
$800
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Adoption, Uncontested
To become an adoptive parent.
In international adoptions, where
a foreign attorney is necessary,
you are eligible to receive
indemnity reimbursement in
addition to the benefits available
in the United States.
|
Paid in full
|
$400
|
|
Bankruptcy
Chapter 7
Chapter 13
|
Paid in full
Paid in full
|
$880
$1,200
|
|
Building Codes—Primary Residence
Legal services for an
administrative action for permit or
code violations relating to the
renovation and/or improvement of
your existing primary residence.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$400
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Building Codes—Secondary Residence
Legal services for an
administrative action for permit or
code violations relating to the
renovation and/or improvement of
your existing secondary residence.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$400
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Civil Damage Claims
Defense of civil damage claims.
Does not include claims involving
ownership or use of a motorized
vehicle, claims which are covered
by other insurance, or claims
related to a felony charge.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$800
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Consumer Protection
Legal services for a plaintiff or
defendant regarding written,
verbal, or implied contracts or
warranties relating to consumer
goods or services and/or
residential contractor disputes
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$800
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Credit Records Correction
Legal services related to correcting inaccuracies or misrepresentations on your credit record
|
Paid in full
|
$160
|
|
Debt Collection
Legal services for a defendant in
a legal dispute related to
consumer goods or services.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Divorce, Contested
Legal services for the named
insured (Company employee) in a
contested divorce, a legal
separation, and/or an annulment
of marriage.
|
Paid in full (up to 20 hours per insured event)
|
$800
|
|
Divorce, Uncontested
Legal services for the named
insured (Company employee) in
an uncontested divorce, a legal
separation, and/or an annulment
of marriage.
|
Paid in full
|
$640
|
|
Document Preparation
Preparation of deeds, mortgages, promissory notes, affidavits, lease contracts,
demand letters, installment
contracts, bill of sale, HIPAA authorization, and certification of trust.
|
Paid in full
|
$40 per document
|
|
Document Review
Review of your personal legal documents
|
Paid in full
|
$40 per document
|
|
Domestic Partnership Agreements
Preparation of a domestic partnership agreement
|
Paid in full
|
$320
|
|
Domestic Violence
Legal services for the named
insured (Company employee) to
obtain a protective order related
to domestic violence.
Legal services for an insured
(non-employee) to obtain a
protective order related to
domestic violence when the
opposing party is not an insured
under the same certificate.
|
Paid in full
Paid in full
|
$320
$320
|
|
Driving Privilege Protection
(excluding DUI)
In the defense of a traffic offense
where conviction of the offense
will directly result in the
suspension or revocation of your
driving privileges. (Does not
include driving while impaired or
under the influence of drugs or
alcohol or a related offense.)
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$400
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Driving Privilege Restoration (excluding DUI)
Legal services for an
administrative proceeding for the
restoration of suspended or
revoked driving privileges. (Does
not include driving while impaired
or under the influence of drugs or
alcohol or a related offense.)
|
Paid in full
|
$240
|
|
Easement—Primary Residence
Legal services for an
administrative action regarding an
easement on your primary residence.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$400
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Easement—Secondary Residence
Legal services for an
administrative action regarding an
easement on your secondary residence.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$400
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Elder Law
Initial advice on the impact of
your parent’s or grandparent’s
personal legal matter on you.
Preparation and review of a deed
where you are the grantee or a
promissory note where you are
the payee. Review of your
parent’s or grandparent’s
personal legal documents,
including estate planning
documents where you have been
named as an agent or as an
executor/personal representative.
|
Paid in full
Paid in full
|
$25
$40 per document
|
|
Estate Administration & Estate
Closing (Probate)
If you are administering an estate
where you have been named the
executor.
|
Paid in full (up to 9 hours per insured event)
|
$720
|
|
Foreclosure—Primary Residence
Legal services regarding written
notice of a foreclosure related to
your primary residence.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Foreclosure—Secondary Residence
Legal services regarding written
notice of a foreclosure related to
your secondary residence.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Funeral Directive
Preparation of a funeral directive
|
Paid in full
|
$40 per document
|
|
Garnishment Defense
Legal dispute for a garnishment
against you to collect judgment
related to goods or services.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Gender Identifier Change
Legal services to change your gender identifier on government issued documents
|
Paid in full
|
$240
|
|
Guardianship/Conservatorship,
Contested
Legal services in a contested Guardianship/Conservatorship to
appoint or be appointed as a
guardian/conservator.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$720
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Guardianship/Conservatorship,
Uncontested
Legal services in an uncontested Guardianship/Conservatorship to
appoint or be appointed as a
guardian/conservator.
|
Paid in full
|
$480
|
|
Habeas Corpus Proceedings
Habeas corpus proceedings
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Home Equity Loan—Primary
Residence
Preparation and review of home
equity loans for your primary
residence.
|
Paid in full
|
$160
|
|
Home Equity Loan—Secondary
Residence
Preparation and review of home
equity loans for your secondary
residence.
|
Paid in full
|
$160
|
|
Hospital Visitation Authorization
Preparation of a hospital visitation authorization
|
Paid in full
|
$40 per document
|
|
Insurance Disputes
Disputes with your auto, home,
and renters insurance carrier.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$800
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
IRS Audit Protection
IRS audits related to your
personal tax return where the
initial written notice is received
after you are enrolled in this plan.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
IRS Collection Defense
Defense against collection
actions by the Internal Revenue
Service (IRS) related to errors on
your personal tax return where
the initial written notice is
received after you are enrolled in
this plan.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Juvenile Court
For an insured child charged with
a crime (except those involving
traffic matters) when the court
proceedings are held in juvenile
court. If the matter is removed
from juvenile court, coverage
under this benefit will cease as of
the date of the removal.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Mental Incompetency or
Infirmity Proceedings
Defense of mental incompetency
or infirmity proceedings.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$960
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Minor Traffic—Broad
(excluding DUI)
In defense of a traffic offense, the
conviction of which would not
result in suspension or revocation
of your driving privileges. (Does
not include driving while impaired
or under the influence of drugs or
alcohol or any non-moving
offense.)
|
Paid in full
|
$240
|
|
Name Change
To legally change your name.
|
Paid in full
|
$240
|
|
Neighbor Disputes—Primary
Residence
A dispute with a neighbor related
to your primary residence,
including boundary or property
title disputes.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$720
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Neighbor Disputes—Secondary
Residence
A dispute with a neighbor related
to your secondary residence,
including boundary or property
title disputes.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$720
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Parental Responsibilities
Juvenile court proceedings
(except those involving traffic
matters) where a state has
brought an action regarding your
parental responsibilities for an
insured child.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Personal Property Protection
Legal services regarding
contracts or obligations for the
transfer of your personal property
or your personal property rights.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$320
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Postnuptial Agreements
Preparation of a postnuptial agreement
|
Paid in full
|
$320
|
|
Prenuptial Agreements
Preparation of a premarital or
antenuptial agreement.
|
Paid in full
|
$320
|
|
Property Tax—Primary Residence
Legal services for an administrative action brought by you to reduce the property tax assessment on your primary residence
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$400
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Property Tax—Secondary Residence
Legal services for an administrative action brought by you to reduce the property tax assessment on your secondary residence
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$400
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Purchase of Real Estate
Review and preparation of
documents for the purchase of
your primary residence, including
the contract for sale and
attendance at closing.
|
Paid in full
|
$320
|
|
Purchase/Sale of Secondary
Residence
Review and preparation of
documents for the purchase or
sale of your secondary residence,
including the contract for sale and
attendance at closing.
|
Paid in full
|
$320
|
|
Real Estate Disputes—Primary
Residence
Disputes regarding contracts or
obligations for the construction,
purchase, or sale of your primary
residence.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$1,200
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Real Estate Disputes—
Secondary Residence
Disputes regarding contracts or
obligations for the construction,
purchase, or sale of your
secondary residence.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$1,200
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Refinancing—Primary
Residence
Advice and review of relevant
documents regarding refinancing
of your primary residence.
|
Paid in full
|
$160
|
|
Refinancing—Secondary
Residence
Advice and review of relevant
documents regarding refinancing
of your secondary residence.
|
Paid in full
|
$160
|
|
Restraining Order—Insured
Legal services for an insured to obtain a restraining order when the opposing party is not an insured under the same certificate
|
Paid in full
|
$320
|
|
Restraining Order—Name Insured
Legal services for the named insured to obtain a restraining order
|
Paid in full
|
$320
|
|
Sale of Real Estate
Review and preparation of
documents for the sale of your
primary residence, including the
contract for sale and attendance
at closing.
|
Paid in full
|
$320
|
|
School Administrative
Hearings
Legal services for an
administrative public or private
formal school proceeding related
to primary and secondary
education regarding disabilities,
special education, and student
policy violations.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Small Claims Court
Advice and counseling to bring a
claim in Small Claims Court or
similar court of limited civil
jurisdiction.
Defense of an action in Small
Claims Court or similar court of
limited civil jurisdiction.
|
Paid in full
Paid in full
|
$320
$400
|
|
Social Security, Veterans,
and Medicare
Legal services for an
administrative legal dispute
arising out of Social Security,
Veterans, Medicare, or Medicaid
benefits.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$400
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
State and Local Tax Audit
State and local tax audits related to your personal state tax return or personal local taxes where the initial written notice is received after you are enrolled in this plan.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
State and Local Tax Collection
Defense against collection actions by state and/or local tax authority related to errors on your personal state tax return or personal local taxes where the initial written notice is received after you are enrolled in this plan.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$480
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Tenant Matters
Disputes with your landlord as a
tenant of your primary residence,
including but not limited to,
eviction and security deposit.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$320
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Trust—Irrevocable Trust
Preparation of a stand-alone irrevocable trust
|
Paid in full
|
$320 single document
$400 spousal documents
|
|
Trust—Revocable Living Trust
Preparation of a stand-alone revocable trust
|
Paid in full
|
$320 single document
$400 spousal documents
|
|
Wills and Durable Power
of Attorney
Individual will or spousal will(s).
Does not include any tax planning
services done in connection with
the will.
Codicil (an amendment to a will),
Living Will/Health Care Directive,
and Durable/Financial Power of
Attorney.
|
Paid in full
Paid in full
|
$320 single document,
$400 spousal documents
$40 single document,
$80 spousal documents
|
|
Zoning and Variances—Primary Residence
Legal services for an
administrative action related to a
zoning change, variance, or an
eminent domain proceeding
involving your primary residence.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$400
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|
|
Zoning and Variances—Secondary Residence
Legal services for an
administrative action related to a
zoning change, variance, or an
eminent domain proceeding
involving your secondary residence.
Trial for three days or less
Trial starting on day four until
completion
|
Paid in full
Paid in full
Paid in full
|
$400
$300 per ½ day of trial time, up to $1,800
$400 per ½ day of trial time, up to $100,000
|