UNUM Voluntary Critical Illness Benefit
Important note: The information here describes the UNUM voluntary critical illness plan. This voluntary plan was frozen effective December 31, 2020. As a result, it is no longer accepting new enrollments. If you were enrolled in the plan on December 31, 2020, your coverage will continue through payroll deduction until you cancel your coverage. To cancel your coverage, call UNUM directly at 800-635-5597. Basic Company-paid critical illness insurance coverage is provided by the Voya critical illness plan.
The critical illness plan pays a benefit if you are diagnosed with a critical illness, such as, but not limited to, heart attack, stroke, and cancer. The critical illness benefit is separate from and in addition to your medical coverage. You are eligible if you are covered by a Company medical plan or other group medical plan.
The plan also includes a mammography benefit that pays you money for receiving mammograms.
The plan is administered by Unum.
This information here is intended to help you understand the plan and how it works. It is not the official Summary Plan Description. To view the complete Summary Plan Description, please reference the Voluntary Carrier Booklet, and CMSU Wrap SPD.
Voluntary critical illness benefit highlights
- You may purchase up to $45,000 for yourself and $30,000 for your spouse/domestic partner. Voluntary coverage is paid on an after-tax basis through convenient payroll deductions.
- Eligible children are always covered at 25% of your basic and voluntary amount.
- Use the money any way you choose—pay your medical plan deductible or coinsurance, cover your mortgage, or take a vacation.
- You don't have to be disabled or terminally ill to receive the benefit.
Mammography benefit
The plan pays $200 to employees and spouses/domestic partners for receiving a mammogram based on the recommended age guidelines.
