If You're New to Canon Medical Systems
Company-paid benefits
Enrollment through the new hire enrollment system
Enrollment for other benefits
Health360 wellness program
Earn extra wellness dollars
Health Savings Account
401(k) Savings Plan
If you have questions
Welcome! We’re glad you’re here, and we want you to get the most from your CMSU benefits. This section of Benefits Source has information to help you get up to speed on your CMSU benefits.
To be eligible for benefits, you need to be a full-time employee working 20 or more hours a week. You can also enroll your eligible dependents for many of our benefits. Learn more about eligibility for benefits.
CMSU provides several benefits at no cost to you. You can also choose from a variety of voluntary benefits to meet your individual needs. For these benefits, you must elect coverage and make a payroll contribution.
Watch our CMSU benefits orientation video
Learn how to save time and money on your medical expenses
CMSU provides the following benefits at no cost to you. You are automatically enrolled for these Company-paid benefits.
Coverage is effective on your date of hire.
You can choose from a variety of voluntary benefits to meet your individual needs. For these benefits, you must elect coverage and make a payroll contribution. Our new hire enrollment system lets you enroll in the following plans before your start date:
You may also enroll your spouse/domestic partner and eligible children in most of the above plans.
If you are a full-time employee working 20 or more hours per week, you should have received a link to enroll in our benefits program for this calendar year. If your start date is in November or December, look for an email from the Benefits Department about your opportunity to make new benefit elections for next year.
The benefit plans you enroll in will be effective on your first day of employment.
To view the benefits you elected, visit the Employee Self-Service page in Oracle.
After your start date, you may enroll in the following benefit plans:
Health360 is our wellness program for CMSU employees and their spouses and domestic partners. The program focuses on overall wellness—physical, emotional, and financial. In addition, you can earn prizes for already being healthy or taking steps to improve your health.
Learn more about Health360
CMSU wants to encourage you to engage in your health, and we do that through two types of wellness incentives:
- New Hire Wellness Incentive. The new hire wellness incentive lets you earn wellness dollars right away by completing two activities within 45 days of your hire date. You must be enrolled in a CMSU CDHP medical plan to be eligible for this incentive. You will receive an email about this opportunity in your first week of employment. You are eligible to participate in this incentive if you are enrolled in one of CMSU's CDHP medical plans during the year you join CMSU.
- Annual Wellness Incentive. The Annual Wellness Incentive is an opportunity for CMSU employees to earn money for their Health Savings Account (HSA) or Health Reimbursement Account (HRA). To earn wellness incentive dollars, you need to complete five steps within specific deadlines. CMSU will deposit earned wellness dollars in January of the next calendar year. Because these health accounts are tied to your medical plan, you must be enrolled in a Company CDHP medical plan in the year in which you complete the activities and in the following year when the money is funded. You will receive emails about this throughout the year. Read more about the Annual Wellness Incentive and watch our video.
All of the CDHP medical plans come with a Health Savings Account (HSA). When you are enrolled in a CDHP medical plan, you will receive a base Company HSA contribution each January, and you can make additional pre-tax HSA contributions each pay period.
You can start, stop, or change your HSA contributions anytime by completing the CDH-HSA change form and forwarding it to the Benefits Department.
If you have never used an HSA, start here.
If you have an HSA with another banking institution, you can consolidate your HSA funds into one account. You may do so either through a direct transfer or a rollover from your existing bank to your HSA with Optum Bank, CMSU’s HSA administrator. To make a transfer or rollover of your HSA funds to Optum Bank, complete an HSA Rollover/Transfer Request Form and follow the instructions on the form. If you have questions about the form or about HSA transfers and rollovers, contact Optum Bank at the phone number shown on your HSA Debit Card.
Automatic enrollment
When you contribute to the CMSU 401(k) Savings Plan, the Company matches your contributions at 50%, up to 8% of your pay. As a new CMSU employee, you will be automatically enrolled in the plan at a contribution rate of 8% to ensure you receive the maximum Company matching contribution. Your automatic enrollment and 8% payroll contributions will begin after a 45-day opt out period as required by federal law. The plan is administered by T. Rowe Price.
You can change your contribution percentage at any time at the T. Rowe Price website. Your contribution elections are not subject to the 45-day opt out period required for the automatic-enrollment contribution. So if you prefer a different contribution amount than 8%, or if you want to begin making contributions and receiving the Company matching contribution immediately, you may elect a contribution amount before the 45-day period ends. If you want to opt out of contributing completely, set your contribution percentage to zero before the 45-day period ends.
To change your contribution percentage:
- Visit the T. Rowe Price website and click the “Enable Online Access” link to create a user login.
- After creating your user login, click the “Take Action” tab and the “Change Your Contributions” link, then follow the instructions to change your contribution amount.
401(k) rollover
If you had a 401(k) plan with your previous employer, you can consolidate your 401(k) assets into your CMSU 401(k) account by making a 401(k) rollover. To initiate a rollover, log in to the T. Rowe Price website and click the “Take Action” link in the top menu, then select “Roll Money Into Your Plan”. The website has instructions and forms to guide you through the process.
If you have an outstanding 401(k) loan with a previous employer
If you have an outstanding 401(k) loan with your previous employer and have been making your loan payments through payroll deduction, you will need to make your loan payments directly to your previous employer’s 401(k) recordkeeper.
We want your transition to CMSU to be as smooth and enjoyable as possible, and you have several ways to contact us: